Legal
These Terms and Conditions govern your use of the website of Spectrum Financial Solutions LLC ("Spectrum," "we," "us," or "our"). By using this site, you agree to these terms. If you do not agree, please do not use the site.
You agree to use this site lawfully and not to misuse it, interfere with its operation, or attempt to access it in any unauthorized way.
The calculator provides general, educational estimates based on the information you enter. It is not financial, tax, accounting, or legal advice, and its results are illustrative only and not guaranteed. You should consult a qualified professional before making decisions based on it.
Using this site or the calculator does not create a bookkeeping, accounting, or other professional relationship. Any engagement with Spectrum is governed by a separate written agreement.
The content, design, and branding on this site are owned by Spectrum Financial Solutions LLC and may not be copied, reproduced, or reused without our written permission.
This site relies on third-party services (such as our CRM and analytics providers) and may link to third-party sites. We are not responsible for the content or practices of third parties.
This site and its content are provided "as is" without warranties of any kind, whether express or implied, including accuracy, reliability, or fitness for a particular purpose.
To the fullest extent permitted by law, Spectrum Financial Solutions LLC is not liable for any damages arising from your use of, or inability to use, this site or its content.
These terms are governed by the laws of the State of Illinois.
We may update these Terms and Conditions from time to time. Changes take effect when posted here, and the "last updated" date above will reflect the most recent revision.
Questions about these terms? Email connect@spectrumfinancialsolutions.com.
